British Gas to increase electricity, gas prices

Sunday, July 10, 2011

British-based utility company Centrica, which holds ownership of British Gas, has announced its intentions to increase the prices of domestic electricity and gas later this year. On August 18, 2011, the company plans to raise the costs of gas and electrical supplies by eighteen and sixteen per cent, respectively. According to The Guardian, nine million customers will be affected by these changes.

British price comparison website uSwitch has reported that the “[a]verage household bill for a dual fuel British Gas customer will now go up from £1,096 to £1,288”. Mike O’Connor, the chief executive officer of consumer organisation Consumer Focus, has claimed that the announcement “will send a shock wave across the country” and will place an increasing amount of difficulties “on stretched household budgets. Consumers […] rightly question whether prices are fair.”

Phil Bentley, a managing director for British Gas, has claimed that value increases like this are “an issue facing all energy suppliers”. A director for British Gas, named Ian Peters, has claimed that “a fair return” will be made after the changes occur.

In 2010, British Gas experienced its largest ever profit, making £742 million (US$1,192 million, €835 million). Meanwhile, Centrica achieved £2.4 billion (US$3.8 billion, €2.7 billion) in profits. Richard Lloyd from product sampling charity Which? criticised the decision to raise prices, calling the declaration “unwelcome but unsurprising” for British Gas consumers.

Previously in December 2010, British Gas increased the price of its gas by 6.9%, which equates to £43 (US$69, €48). At the same time, the company’s electricity prices were raised by 6.7%, or £28 (US$45, €32). On Friday, Chris Huhne, the secretary of the Energy and Climate Change Select Committee, said that British electricity businesses must modify themselves so as to avoid “the cycle of fossil fuel addiction. Alternatives like renewables and nuclear power must be allowed to become the dominant component of our energy mix,” said Huhne.

This news comes to light as Scottish Power, a rival energy company to British Gas, announced last month their intentions to up the prices of their electricity and gas supplies by ten and nineteen per cent respectively.

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Key Points To Consider When Shopping For Restaurant / Tavern Insurance

By Ed Sneineh

When it comes to insurance needs restaurants are similar to all other businesses in the way that the owners are exposed to liability that can potentially put those owners under the risk of losing their properties and wealth. The following is a brief discussion summarizing the areas that restaurant owners need to worry about when it comes to protecting their wealth and property.

A. Property Insurance issues. Restaurant owners may own buildings or business property that need proper coverage:

(1) Building Coverage: If the restaurant owner owns the building, building coverage may be needed to protect the property from perils such as fire, collapse, smoke, etc. Depending on the location, age, and other factors, building may be covered at Replacement Cost (better) or Actual Cash Value -ACV- (Replacement Cost minus Depreciations.) The proper amount of coverage varies based on square footage. In Chicago, it costs between $100 to $170 per square foot to replace a commercial building.

(2) Restaurant Equipment: Will cover the value of the equipment that is owned by the business. Equipment can also be insured based on either Replacement Cost or ACV.

(3) Business Personal Property (content and inventory) such as food inventory.

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(4) Physical Damage on business auto. If business owns a vehicle that requires physical damage (comp and collision) coverage can be obtained on both ACV or Stated Value (in stated value approach the business owner sets the value of the vehicle to be insured.)

(5) Business Income / Extra Expense. Provide coverage for the extra expense/ income of the business in the event of destruction of business by a covered loss. There is either a time limit, or an amount limit, or both for this coverage.

(6) Crime. It provides the businesses the protection from loss of money, securities, or inventory resulting from crimes (robbery, theft, etc.)

B. Liability Coverage. Restaurant owners may be subject of lawsuit due to negligent acts of the business or its employees. The following should be areas of concerns to the business owners of restaurants:

(1) Commercial General Liability (CGL) provides fundamental coverage for business owner against lawsuits resulting from incidents such as consumers’ slip and fall [premises liability], use of harmful food [product liability], or lawsuits brought against the offenses of the restaurant (or its employees) against the reputation of other people or businesses in the course of advertising [personal & advertising injury]. CGL also provides additional property damage to rented premises [fire legal liability] and coverage for bodily injury suffered by others on the premises of the insured, even though the insured was not negligent.

It is very important that restaurant owners disclose all aspects related to their business, such as yearly revenues, if the business provides catering or not, and if the business restaurant provides delivery or not. Additional important concerns to insurance companies include consumption of liquor, use of live entertainment, availability of dance floor, and other factors related to unusual services. These factors can affect the qualification for certain coverages and the premium that is charged to the policy.

(2) Liquor Liability. Dram shop laws provides for someone who has been injured by an intoxicated individual to sue the liquor establishment that sold/ served the alcoholic beverages to the intoxicated individual. If the restaurant serves liquor on the premises, then dram shop or liquor liability is necessary. Each state has certain minimum limits for liquor liability. In Illinois it is set at $300,000 each occurrence.

(3) Commercial Auto Insurance: If the restaurant owns a vehicle (for delivery, catering, or any other reason) the business owner may need to make sure that enough and appropriate coverage is purchased to protect the business.

(4) Hired and Non Owned Auto. Provides auto liability coverage for any vehicle rented by the restaurant business, or vehicles that are being used for running the business but are not owned by the restaurant owner (ie vehicle owned by someone other than the restaurant or its owner, while making a delivery.)

(5) Workers Compensation Provides coverage for injured workers, regardless of fault, if their injuries are work related. This is a mandatory coverage by the state in Illinois.

About the Author: Ed Sneineh is the founder of Insurance Navy, a commercial and personal insurance with several locations in Illinois. The agency provides online business insurance quotes as well as auto insurance quotes from several top rated carriers such as the Travelers, the Hartford and many more.

Source: isnare.com

Permanent Link: isnare.com/?aid=698573&ca=Finances

Daughter of U.S. vice president, Mary Cheney, has baby boy

Thursday, May 24, 2007

Mary Cheney, the openly lesbian daughter of United States Vice President Dick Cheney, has a given birth to a son, named Samuel David Cheney. The baby was born weighing 8 lbs and 6 ounces (3.9 kg).

Cheney intends to raise the child with her partner, Heather Poe.

Samuel David is the sixth grandchild of the Vice President. The grandparents, Dick and wife, Lynne, posed for pictures with the newborn within hours of Samuel David’s arrival.

In February, while pregnant, Mary said: “This is a baby. This is a blessing from God. It is not a political statement. It is not a prop to be used in a debate by people on either side of an issue. It is my child.”

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Rocket launcher found in yard of New Jersey home

Friday, July 20, 2007

Police in Jersey City, New Jersey in the United States say that they have found a 20 year old rocket launcher tube, capable of shooting down planes, on the front yard of a home that is reported to be directly in the path of Newark Liberty International Airport. Police say that the weapon was not in operating condition.

“I was shocked. I read it and it and [there was the word missile] on it. There was little ‘missile’ writing on it. I was afraid because of what people want to do to this country,” said Niranjana Besai who was born in India and has lived in the U.S. for 25 years who discovered the weapon at about 8:00 a.m EDT (UTC-4) when she was leaving the house to go to work.

According to Modern Firearms, the weapon can only be used once, saying it “is a disposable, single shot, recoilless weapon” and can hit a target with a range of “up to 150 meters [to use] against moving targets, and about 300 meters against stationary targets.”

The Bureau of Alcohol, Tobacco, Firearms and Explosives confirms that the weapon is of military issue and has been identified as a model AT-4, primarily used as an anti-tank weapon. It is manufactured by Saab Bofors Dynamics in Sweden. No explosive devices have been located at the scene. The Associated Press says that the weapon was made to be used during training missions and anti-tank artillery. The U.S. Army at Fort Monmouth in Oceanport, New Jersey is now in possession of the weapon.

“The device has been turned over to United States Army officials at Fort Monmouth,” said Jersey City police in a statement to the press which also confirmed the weapon was a U.S. military issued launcher and was “no longer operable and not considered to be a hazard to public safety.”

It is not known how the weapon ended up in Besai’s yard. The Joint Terrorism Task Force and FBI have confiscated the weapon, before turning it over to the army, and they are investigating the incident.

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Web startup Sqoot loses sponsorship after failed advert deemed sexist by social media

Sunday, March 25, 2012

Within 24-hours of posting a web advertisement for an upcoming hackathon in Boston, Massachusetts, web startup Sqoot has lost four sponsors for the event, in what has been described as the “worst startup PR crisis in recent history.” This caused them to postpone the event and apologize in response to thousands of tweets that opposed the advert and found its content sexist.

On March 20, Sqoot, an API provider that delivers daily deals like Groupon and Gilt City, posted an online advert for their upcoming Boston API Jam. The advert promoted various perks for the event, including an in-house DJ, cocktails, food trucks and access to women: women specifically there to serve beer to attendees. As soon as the ad was posted to Eventbrite, many on Twitter expressed concern. Over 3,000 tweets later, the advert was deemed sexist by many and Twitter users both condemned Sqoot and contacted the sponsors of the event. The ad, which Alex Williams of SiliconANGLE described as “bizarre” and “misogynist,” was quietly changed on Eventbrite by Sqoot, removing the mention of women as beer peddlers.

In a matter of hours, four sponsors had pulled out from the Boston event: CloudMine, Apigee, Heroku, and MongoHQ. Shortly thereafter, Sqoot offered two apologies: a brief apology which was then followed by a more detailed apology stating that they desired to have a “good party” that was not a standard hackathon experience of pizza and keynote speakers. Sqoot stated that they “aimed to call attention to the male-dominated tech world through humor and intended to be inclusive, the gravity of our wording was just the opposite. Our words completely undermined our intentions and went further to harm the world we’re trying to have a positive impact on.” Other sponsors such as Constant Contact and Simple Relevance remained as sponsors.

Shanley Kane, director of product management at Basho Technologies, supported the sponsor withdrawal and didn’t just consider the advertisement sexist, but also homophobic by ostracizing gay men by promoting a seemingly “straight” agenda for the event. Kane also believed that Sqoot had the “false assumption that women would not attend the event at all,” by promoting it with a male targeted spin. In an industry that is dominated by men, it can be assumed that more men would attend the hackathon than women, but, the advertisement ostracized women even more from attending. And this wasn’t Sqoot’s first foray into straight male targeted marketing. Blog posts like “Sqoot Makes You Yelp!” featuring the Yelp logo on a woman’s backside and “Sqoot Goes Topless” featuring an image of a topless woman, are meant to promote the opening of Yelp’s API and company transparency.

Alex Williams believes that the Sqoot situation shows that sexism within the tech industry is broad and growing. “Women are marginalized and treated more as objects than as colleagues. The trend is a disturbing one and poses a serious threat to the health and diversity of the tech sector.” Techli’s Kathryn Hough chocked it up to immaturity, “Someone needs to tell young founders that frat house behavior is not acceptable in the business world. If Sqoot’s business collapses for a few sentences of sexist copy, I hope that other young founders get to see the wreckage before following them off the plank.”

Lukas Blakk, a release engineer and advisory board member for The Ada Initiative, a non-profit that tries to increase female participation in technology and open source, believes that having a code of conduct in place is a necessity for businesses, and for those businesses who don’t “you’ve got a ticking time bomb in your organization’s future.” Social media is giving businesses a new challenge when it comes to marketing. When it comes to the criticism fielded by the public towards businesses regarding sexist content, fellow Ada Initiative board member and database analyst Selena Deckelmann agrees that businesses need to step up to the challenge and respond appropriately. “…companies need to develop the skills necessary to respond with grace and understanding, even when under intense, negative scrutiny. Silencing, gas-lighting and ignoring the messenger tactics no longer work when a social network quickly spreads information, and occasionally, outrage.”

Is there a future for Sqoot? Mike Maney believes Sqoot can recover. Maney, head of influencer management for Alcatel-Lucent, acknowledges that Sqoot will have a long way to go to regain their credibility amongst the tech industry and the clientele they serve, “But, the work they’ll have to do to undo the self-inflicted damage […] is going to require a massive effort.”

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When Is The Best Time To Meditate For Greatest Benefits?

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When is the Best Time to Meditate For Greatest Benefits?

by

Reid Chambers

In my view, this is the best way to answer the question, “When is the finest time to meditate for greatest advantages?” If that is a sufficient answer for you, there is truly no want to read further. I hope you will, although.

At times knowing how others have benefited can assist you either to choose when to meditate or to choose what times of day to experiment with meditating. When working one-on-1 with people, they usually ask my guidance about the greatest time to meditate. When I know one thing about their lifestyle and I tune in to them energetically, I can give certain recommendations. Nevertheless, when writing an write-up that a variety of individuals will read, I require to approach it in a different way. So, here are some considerations.

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About My Own Times of Day

My best time is 4:00 am. When I awake naturally at that time, I meditate. It is a joyful time, quiet, peaceful, even the birds are still. I encourage people to experiment to discover their own methods. Beginners require to commence at the easiest time, which may well be in a automobile parked in the driveway or shopping center because that is the only time alone. Correct after cool down right after physical exercise is a time the body is extremely receptive to deep rest or meditation for some. Before or in location of a meal to enable the body to be nurtured just before or instead of food can benefit many.

Not all meditation demands sitting in a chair. So, jogging is meditation for some swimming for other people gardening for other people. When you are just learning to meditate, it is useful to have optimal conditions — a quiet location with no interruptions. After you have experienced some benefits of meditating, you will not need to develop the perfect situation because you will be committed on a distinct level. Many people meditate on planes and trains or other noisy places.

Your personal energy will ebb and flow all through the day, so you will want to take advantage of that. You may find it most beneficial to meditate when your individual energy lowers naturally.

I know for positive that any time of day can work, with the exception of right after meals, as meditation does slow the body down, which includes the digestive program. There is no magical time by the clock.

Alvin is a health practitioner that focuses on alternative health soltuions and alternative medicines.

Article Source:

ArticleRich.com

US swimmer Phelps suspended over ‘pot pipe’

Friday, February 6, 2009

United States swimmer Michael Phelps has been banned from competition and his training stipend revoked for three months by USA Swimming after Phelps was photographed smoking from a glass pipe, often used for smoking cannabis. The picture was published last Sunday by British tabloid News of the World.

USA Swimming, which is the governing body of swimming in the United States, however said that no “anti-doping” rules had been violated.

“This is not a situation where any anti-doping rule was violated, but we decided to send a strong message to Michael because he disappointed so many people, particularly the hundreds of thousands of USA Swimming member kids who look up to him as a role model and a hero,” it stated. “Michael has voluntarily accepted this reprimand and has committed to earn back our trust.”

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The suspension will end in time for Phelps to train for the US Championships, which are to be held on the 7th of July.

Phelps has also lost sponsor Kellogg, who said that it would not renew its deal with the swimmer next month.

Phelps won a record eight gold medals at the 2008 Olympic Games in Beijing last year, and has since become one of the world’s most famous athletes.

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New Internet addresses tested on World IPv6 Day

Wednesday, June 8, 2011

Online organisations around the world are today testing Internet Protocol Version 6 (IPv6) — a new system of Internet addresses hoped to resolve the issue of the present system being at capacity. World IPv6 Day is checking everything works as planned.

The current IPv4 standard was set up in the 1980s; it gives everything on the Internet a twelve-digit address and allows for 4.3 billion combinations. With these exhausted, IPv6 is designed to increase the limit 340 undecillion — that’s 340 trillion trillion trillion.

Major websites including services run by Google, Facebook, and Yahoo! are taking part in the test, switching their content to use the new system. Facebook predicts 99.97% of users to be unaffected and Google anticipates 99.5% will not encounter problems. The remainder may encounter slow page loading.

Fiji and Australia are among the first countries to have business-hours web traffic during the test. Internet Society of Australia President Tony Hill claims more than 100 global companies are involved.

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Body Enhancing Procedures That Plastic Surgeons Kalamazoo Mi Can Use To Help You Get Your Pre Baby Body Back

byAlma Abell

Giving birth can be quite a joyous occasion, but many moms are caught off guard when they realize how difficult it can be to get their pre-baby bodies back. However, this doesn’t always have to be a source of frustration for new moms. If you’re struggling with your body after giving birth, consider the following ways that plastic surgery may be of benefit to you:

Tummy Tuck

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Your body goes through many changes during pregnancy. While you may expect your body to bounce back from these changes once the baby is born, many moms are surprised to find that the ligaments in their stretched-out abdomens don’t tighten the way that they would like them to after childbirth. In these cases, a tummy tuck may be able to help you look and feel better. At Eliteplasticsurgerygr.com, our Plastic Surgeons Kalamazoo MI can remove fat and skin from the top of your pubic hairline all the way up to your belly button so that your abdominal muscles are tighter.

Breast Augmentation

Breastfeeding can have a significant impact on your breasts. In fact, women have a plethora of complaints about the way that their breasts look after breastfeeding, ranging from a reduction in size to issues with sagging. Instead of allowing these problems to affect how you feel about yourself, you may want to inquire with Plastic Surgeons Kalamazoo MI about a breast augmentation procedure. Breast augmentations can often be done on an outpatient basis, and they allow moms to return to the full, perky breasts they had before the baby was born.

Liposuction

If you’re dealing with love handles or sagging in other areas of your body after giving birth, liposuction may be the ideal option for you. This type of procedure involves removing small deposits of fat from certain areas of your body so that you appear slimmer and more sculpted in your clothing. While liposuction won’t help you lose weight after delivery, it can help you move one step closer toward achieving your ideal body.

When you become a mom, it can be easy to forget about your own needs as you begin focusing on the demands of motherhood. Plastic Surgeons Kalamazoo MI can help you regain confidence in your body and start feeling good again with just a few procedures aimed at sculpting the body you desire. With the surgeons at Elite Plastic Surgery Kalamazoo MI on your side, you’ll be able to bounce back in no time.

National Oceanic and Atmospheric Administration launches VORTEX2 to study tornadoes

Friday, April 10, 2009

Approximately 100 scientists and students will take part in the Verification of Rotation in Tornadoes Expermiment VORTEX2 project in May to study tornadoes in the central United States along Tornado Alley.

One of the unique features of VORTEX2 is that it is mobile, with no fixed base. The large armada will operate from the Dakotas down to Texas, operating in a different area every day as the weather dictates. The project will run between May 10 to June 13, repeating again in 2010 from 1 May until 15 June. 40 research vehicles will use mobile radar, deployable arrays of instruments called Sticknets and Podnets to measure around and inside tornadoes, ten instrumented vehicles, 4 balloon launching vehicles, unmanned aircraft, and other instruments to surround tornadoes and the supercell thunderstorms that form them.

“We have a strong focus on trying to figure out why storms tornado when they do. VORTEX1 made a significant difference. But now we have a lot more technology to make real-time predictions, which can increase warning times.” Louis Wicker, National Severe Storms Laboratory research meteorologist said, “Data collected from V2 will help researchers understand how tornadoes form and how the large-scale environment of thunderstorms is related to tornado formation.”

The US$11.9 million project, will help to determine why and how tornadoes initially form and how tornadoes are related to supercell thunderstorms.

Stephan Nelson, National Science Foundation (NSF) program director for physical and dynamic meteorology, whose program is providing the bulk of funding for VORTEX2, said “An important finding from the original VORTEX experiment was that tornadoes happen on smaller time and space scales than scientists had thought. New advances from Vortex2 will allow for a more detailed sampling of a storm’s wind, temperature and moisture environment, and lead to a better understanding of why tornadoes form – and how they can be more accurately predicted,”

Researchers from Finland, Bureau of Meteorology in Australia, Environment Canada, the United Kingdom, the Netherlands, Italy, National Oceanic and Atmospheric Administration (NOAA) National Weather Service (NWS), ten universities across the US, and the NOAA Storm Prediction Center will take part in the project.

Already in 2009, there have been nine fatalities caused from tornadoes in the US alone.

The VORTEX1 project took place between 1994 and 1995, and was the largest tornado study to date, collecting valuable data that enhanced scientific understanding of tornadoes and tornadogenesis.

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